CREDIT PORTFOLIO QUALITY AND DELINQUENCY RATE ANALYSIS IN PERU: BREAKDOWN BY LOAN TYPE AND FINANCIAL INSTITUTION

Peru Banking Sector Credit Risk and Portfolio Quality Benchmarking Report 2018-2026 (updated March 2026)

The Credit Portfolio Quality and Delinquency Rate Analysis in Peru provides a comprehensive view of credit risk dynamics, loan portfolio quality, and delinquency trends across the Peruvian financial system. This Excel-based database delivers detailed benchmarking by financial institution and financing segment, enabling users to evaluate asset quality, market concentration, and portfolio performance within one of Latin America’s most sophisticated banking markets.

Designed for banks, insurers, consultants, investors, regulators, and financial service providers, the report consolidates standardized indicators on credit portfolio composition, non-performing loans, and delinquency rates, facilitating institution-level and segment-level comparisons across the Peruvian market.

Scope and Data Coverage

The report includes detailed information on banks and financial institutions operating in Peru, covering historical portfolio evolution, delinquency indicators, and segmentation by financing type.

The database includes:

• Non-performing loan portfolio indicators
• Delinquency rates by institution
• Benchmarking by financial institution and financing segment
• Historical time series analysis

The report provides an analytical framework for evaluating credit quality trends and identifying risk concentrations across different sectors of the Peruvian economy.

Key Insights and Analytical Value

This report enables users to analyze:

• Asset quality trends across Peru’s banking system
• Comparative delinquency performance between institutions
• Risk concentration by financing segment
• Evolution of non-performing loans over time
• Competitive positioning of leading banks
• Consumer, commercial, mortgage, SME, and corporate credit dynamics

The standardized structure of the dataset allows direct benchmarking between institutions and supports strategic decision-making for risk management, consulting, investment analysis, and market intelligence.

Table of Contents

. Historical Evolution of the Credit Portfolio (by type)

. Historical Evolution of the Credit Portfolio (by company)

. Detailed Analysis by Financing Type

Commercial loans, Consumer loans, Mortgage loans, SME loans, Corporate financing, Microfinance lending, Credit card portfolio analysis

. Benchmarking

System averages, Top-performing institutions, Peer group comparisons, Historical benchmarking indicators

Format and Delivery

The report is delivered as an Excel database instant download, allowing users to perform flexible analysis, filtering, modeling, and benchmarking.

• Instant digital access
• Structured and analysis-ready datasets
• Compatible with BI tools, Excel models, and consulting presentations
• Easy integration into internal market intelligence workflows

Target Audience

This report is particularly valuable for:

• Banks and financial institutions
• Insurance companies and brokers
• Credit risk departments
• Consulting firms
• Investment and private equity firms
• Regulators and financial authorities
• Fintech companies
• Rating agencies and research firms

Why This Report Matters

Peru remains one of the region’s most relevant banking markets, characterized by diversified lending activity, strong institutional participation, and evolving credit risk dynamics. Understanding delinquency behavior and portfolio quality by institution and financing segment is increasingly critical in an environment shaped by changing economic conditions, interest rate adjustments, and evolving consumer repayment capacity.

This report transforms fragmented regulatory and financial information into a standardized benchmarking tool, enabling users to identify market trends, evaluate institutional performance, and monitor portfolio risk across the Peruvian financial system.

Report Features

• Excel database format
• Historical series and benchmarking
• Institution-level analysis
• Loan type segmentation
• Delinquency and asset quality indicators
• Ready-to-use analytical structure