BRAZIL PIX PAYMENTS MARKET RESEARCH REPORT

SEPTEMBER 2025 MARKET RESEARCH DataSet now available (2023 - 2025.09)

Overview of Brazil’s Instant Payment Ecosystem (PIX System)
KPIs 

PIX Keys (Chaves PIX) by Type
Detailed statistics on the number of registered PIX keys by identifier: CPF, CNPJ, Email, Mobile Number, and Random Keys (Chaves Aleatórias).

PIX Keys by Nature of Use
Analysis of PIX key registration and activity by user type (individuals, businesses, and government entities).

Registered PIX Users and Accounts
Total number of users registered in the DICT, distribution by account type (checking, savings, digital wallets), and growth over time.

Volume of PIX Transactions
Number of transactions processed through the PIX system (monthly, quarterly, annual), including both intra-bank and interbank operations.

Value of PIX Transactions
Total monetary value transferred via PIX, segmented by transaction type, user category, and economic sector.

Transaction Segmentation by Nature (Number of Transactions)
Breakdown of PIX operations by relationship type: P2P, P2B, B2B, G2P, P2G, and others, showing usage patterns and evolution.

Transaction Segmentation by Nature (Value of Transactions)
Monetary volume of transactions across each segment (e.g., person-to-person, business-to-business, government-to-person).

Transactions by Form of Initiation (Number of Transactions)
Frequency of payments initiated through different methods: Static QR Code, Dynamic QR Code, Manual Input, PIX Key, Proximity (NFC), and Automatic PIX.

Transactions by Form of Initiation (Value of Transactions)
Total transaction value by initiation type, highlighting behavioral differences between consumers and businesses.

Segmentation by User Type
Distribution of PIX usage between individuals, companies, financial institutions, and government entities.

Distribution of PIX Transactions by Age Group
User demographics: share of total transactions and amounts by age segment (e.g., under 25, 25–34, 35–44, 45–54, 55+).

Geographic Distribution of PIX Transactions
Analysis by region and state, showing the geographic concentration of transactions and adoption rates across Brazil.

PIX Saque and PIX Troco (Number of Transactions)
Volume of cash withdrawal (PIX Saque) and cash-back (PIX Troco) transactions processed through the PIX system.

PIX Saque and PIX Troco (Transaction Value)
Total amount of cash withdrawn or exchanged as change using PIX, by region and institution type.

Transactions by Payment Initiator (Number and Value)
Activity and participation levels of payment initiators (iniciadores de pagamento), showing both the quantity and monetary value of transactions initiated by these entities.

Number of Participants in the PIX Ecosystem
Total and segmented count of participating institutions: direct and indirect SPI participants, payment initiators, transactional account providers, and special liquidators.

Methodology and Data Sources
Explanation of data compilation methods, primary sources (Banco Central do Brasil, SPI, DICT), and statistical validation procedures.