INSURANCE IN URUGUAY: COMPETITIVE AND TECHNICAL ANALYSIS BY INSURER. MARKET REPORT

JUNE 2025 MARKET RESEARCH REPORTS (2019-2025 quarterly data)

FREE REPORT | INSURERS RANKINGS 2019-2025.06

This report presents the market share ranking of insurers across all lines of business, including life, motor, personal accident, pension, group life, operational risks, theft, disability life, surety, civil liability, transportation, fire, rural, engineering, health, credit, and others.

PREMIUM REPORT | MARKET RESEARCH REPORT, FINANCIAL STATEMENTS AND BUSINESS LINE ANALYSIS BY INSURER (2019-2025.06 DATABASE) 

This report aims to provide a comprehensive perspective on the performance and structure of the insurance industry, along with a detailed analysis by insurance company. It examines the local insurance market, evaluates its development status, and assesses the competitive landscape by insurer and line of business.

In addition, the report analyzes the technical and competitive performance of each insurer by type of coverage and offers an updated assessment of overall market performance based on key indicators.

TABLE OF CONTENTS: 

INSURANCE MARKET STRUCTURE 2019-2025 
SIZE, GROWTH AND MARKET STRUCTURE
PREMIUM VOLUME EVOLUTION
PROFITABILITY AND RESULTS
TECHNICAL RESULTS 
 
INSURERS FINANCIAL STATEMENTS AND LINE OF BUSINESS ANALYSIS 2019-2025
NET ACCRUED RETAINED PREMIUMS
NET WRITTEN PREMIUMS
NET REINSURANCE CEDED PREMIUMS 
RESERVES VARIATION 
NET ACCRUED CLAIMS
CLAIMS
LIQUIDATION EXPENSES 
CLAIMS RECOVERED FROM THIRD PARTIES
CLAIMS RECOVERED FROM REINSURERS
LIQUIDATION EXPENSES RECOVERED
RESERVES VARIATION FOR PENDING CLAIMS
NET ACQUISITION EXPENSES
COMMISSIONS
OTHER PRODUCTION EXPENSES
ACCEPTED REINSURANCE
PRODUCTION EXPENSES CHARGED BY THE REINSURER
OPERATING EXPENSES
OTHER OPERATING EXPENSES
TECHNICAL RESULT

RANKING OF INSURANCE COMPANIES 2019-2025
PREMIUMS VOLUME AND PREMIUMS ANNUAL GROWTH BY LINE OF BUSINESS
INSURERS PERFORMANCE
COMBINED RATIO 
TECHNICAL RESULTS

LINE OF BUSINESS: LIFE ANNUITY - VEHICLES - PERSONAL ACCIDENTS - COLLECTIVE PENSION LIFE - COLLECTIVE LIFE (without RM) - OPERATIONAL RISKS - THEFT - LIFE DISABILITY - SURETY - CIVIL LIABILITY - TRANSPORTATION - INDIVIDUAL LIFE - FIRE - RURAL - ENGINEERING - COLLECTIVE LIFE - HEALTH - CREDIT - INDIVIDUAL LIFE (without RM) - OTHERS

COMPANIES: BSE - MAPFRE - PORTO - SURA -ZURICH SANTANDER - SANCOR - METLIFE - HDI - SURCO - SBI - BERKLEY - SAN CRISTOBAL - FAR - BOTTIAS/BARBUSS - CUTCSA