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Credit Card Market in Guatemala - 2019Q3 Overview

In Guatemala there are less than 1.3 million debtors with bank loans, which represents a penetration rate of less than 13% among the country´s 9.9 million adult population. 

Spending through credit cards continued to increase in the twelve months. It rose 22,9% to USD 1573 million in 2019Q3 from USD 1279 million in 2018Q3.  

Promerica, BAC and Banrural remains the largest issuers, accounting for more than 66% on the credit card loan portfolio volume. 

TOP 10 Credit Card Issuers (2019Q3 overview)


Annual performance, Credit Card outstandings, USD millions 


Annual change in market share, Credit Card outstandings


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